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The insurer, MetLife, has indicated that they will abide by state laws that prohibit this kind of practice. However, states without laws restricting the credentials of claim processors will be most vulnerable under the arrangement.

HB 1234, which is currently before the legislature, offers the opportunity to establish some standards for those that review insurance claims. HB 1234 would require insurance companies to use U.S. licensed healthcare practitioners who have expertise in the specialty or field involved in the claim for any denials of insurance benefits. This bill would provide at least minimal protection for Coloradans.  

Please click here to write your legislator now in support of HB 1234.


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